Home Programs Housing

Housing Program

The development of safe, affordable housing is critical to the community building efforts of the Wheeler Creek Estates Revitalization Program. To that end, the revitalization plan consist of three types of housing options which are designed to address the housing needs of its former residents and incorporates and builds on the development of a mixed income community.

Homeownership Education and Counseling Program

The Homeownership Education and Counseling Program provides participants with the knowledge and skills required to become successful in obtaining a home and includes training in the following areas:

Selecting a home
Understanding Credit
The Mortgage Process
The Settlement Process
Post Occupancy Training
Community Building Skills

Learning tools and techniques include, but are not limited to, lectures, visual aids, interactive group exercise, group discussion, and individual work assignments. The sales staff and case managers throughout the process provide individual counseling and monitoring.

Lease to Purchase Program

Tenants desiring homeownership who do not initially qualify for a home mortgage participated in the two-year Lease to Purchase Program. During the two-year period candidates participated in the homeownership education and counseling program and concentrated in overcoming barriers to homeownership including, negative credit, low household income, lack of savings for down payment and settlement cost.

Rentals

Rental housing for the self sufficiency program participants consist of subsidized and market rate apartments and townhouses which are available to families including seniors who have opted not for home ownership. Tenant training includes; money and debt management, unit maintenance, and community relations.